![]() The FICO® Score model is based on data in an individual’s credit report, housed by the three primary U.S. It is relied upon by stakeholders across the entire lending ecosystem – from regulators, investors and boards to consumers, lenders, and brokers – as a baseline metric for assessing credit risk that is fair to both lenders and consumers. It serves as a broad-based, independent standard measure of credit risk. The FICO® Score is the lingua franca, or common language, for the credit scoring industry. ![]()
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